Under R200,000 / year

Survivalist / Micro — owner only, no employees. e.g. street hawker, spaza shop, home-based seamstress, stokvel.

R200,000 – R1 million / year

Growing — 1 to 4 people. e.g. small bakery, hair salon with staff, construction company with regular clients.

R1 million – R5 million / year

Established / Emerging SMME — 5 to 20 people. e.g. logistics company with a fleet, manufacturer with 15 staff, retailer with branches.

Over R5 million / year

Scaling — 20+ people. e.g. multi-branch retailer, large manufacturer, regional distributor.